利用全国5省15县1 054个60岁以下参保农民的调查数据，实证分析了代际差异、感知价值对城乡居民养老保险制度满意度的影响。研究发现：农民的总体满意度不高，而且有代际差异，青年农民的满意度最低；代际差异通过年龄效应和世代效应两种机制影响满意度；基于养老待遇水平、经办服务质量和养老保障能力的感知价值都有助于提升农民满意度。另外，基于KHB的中介效应分析发现，感知价值传递了代际差异对满意度的部分影响，是代际差异影响满意度的部分中介变量。政府应采取有效措施提高青年农民对制度的满意度，并通过提升城乡居民养老保险制度的养老待遇水平、经办服务质量和养老保障能力增进不同代际农民对制度的满意度。

Based on the survey data of 1054 insured farmers under the age of 60 in 15 counties, 5 provinces in China, this paper conducts an empirical study on the influence of generation gap and perceived value on urban and rural residents’ satisfaction with the endowment insurance system. The results show that the insured farmers’ overal satisfaction is not so great, manifesting generation gap; with the young farmers’ satisfaction being the least Generation gap impacts the farmers’ satisfaction through age effect and generation effect. The perceived value based on the pension treatment level, service quality and pension security ability is conductive to enhancing farmers’ satisfaction. Moreover, the mediating effect analysis of KHB, reveals that the perceived value ,transmitting the partial influence of generation gap on the level of satisfaction are a part of mediating variables of generation gap to affect satisfaction. It is advisable for the government to take effective measures to raise young farmers' satisfaction with the endowment insurance system, and intensify the satisfaction of farmers of different generation by improving the urban and rural residents’ pension treatment level, service quality and pension security.

C912.82